Dental Insurance
This insurance, provided by Unum, offers reimbursement towards the cost of minor and major dental care at affordable rates.

What is the benefit?
Unum Dental Insurance reimburses you towards dental treatment needed by you and/or your family.
The Insurance policy, provided by Unum, provides various levels of cover that can extend to the rest of the immediate family with multiple coverage levels.
The benefit includes:
- Worldwide cover - Employees have the freedom to seek treatment at any NHS or private dental practice anywhere in the world.
- Immediate cover - Employees can make a claim for insured treatment as soon as cover starts.
- Cover for pre-existing conditions and pre-planned treatment* - Employees can claim for treatment identified or recommended before cover starts, providing comprehensive, flexible cover.
Introducing Toothfairy
Toothfairy offers fast access to top quality dental care, along with support and guidance for everyday preventive care and routine treatments. Through the easy-to-use bespoke Toothfairy app, employees can get help with dental emergencies, general advice, and personalised oral health tips. This additional benefit helps reduce employee absences by addressing oral health issues early, making Unum’s dental policies more comprehensive than ever. For more information please see the Toothfairy Guide link on this page.
Are different levels of cover available?
You can choose from five different levels of cover to suit your needs and budget. Please view the documents on this page to find out more.
How do I make a claim?
After completing a final course of treatment, you have 12 months to submit a claim. Once enrolled, to submit a claim, click on the Make a Claim button, log-in and proceed with processing your claim.
* Excludes implants or bridges which are subsequently fitted to a pre-existing gap in the mouth, or mouth cancer which existed prior to joining the policy.